What's in it for me?
A clean view of the terms worth comparing.
Earn 1 Membership Rewards point for every eligible ₹50 spent.
01
Rewards and useful benefits
Earn 1 Membership Rewards point for every eligible ₹50 spent.
- 1 Membership Rewards point per eligible ₹50 spent
- Domestic and international lounge access
- Golf privileges
02
Fees and renewal
- Joining
- ₹10,000 + GST
- Annual
- ₹10,000 + GST
04
Four lines to check before you apply
- The joining fee, annual fee, GST and the exact annual-fee waiver rule.
- The reward value after redemption—not just the number of points earned.
- Monthly caps, excluded merchant categories and whether UPI transactions qualify.
- Your eligibility, the final application offer and the issuer’s current terms.