What's in it for me?
A clean view of the terms worth comparing.
Wide range of cashback options and welcome benefits.
01
Rewards and useful benefits
Wide range of cashback options and welcome benefits.
- 25% cashback on Airtel Mobile, Broadband, WiFi and DTH bill payments
- 10% cashback on utility bill payments
- 1% cashback on all other spends
- 10% value back on Zomato, Blinkit and District Movies
- Fuel surcharge waiver of 1% on fuel purchases
- Convert purchases to EMI for transactions of ₹1,500 or more
- Wednesday Delight offers
02
Fees and renewal
- Joining
- ₹500
- Annual
- ₹500
- Waiver
- Annual fee waived off on annual spends greater than ₹2,00,000
03
Published eligibility
- Income
- Document proof required (latest payslip/Form 16/IT return copy)
- Age
- 18 to 70 years
- Employment
- Resident of India
04
Four lines to check before you apply
- The joining fee, annual fee, GST and the exact annual-fee waiver rule.
- The reward value after redemption—not just the number of points earned.
- Monthly caps, excluded merchant categories and whether UPI transactions qualify.
- Your eligibility, the final application offer and the issuer’s current terms.