What's in it for me?
A clean view of the terms worth comparing.
Earn rewards on every spend with the Coral Credit Card.
01
Rewards and useful benefits
Earn rewards on every spend with the Coral Credit Card.
- 2 points per ₹100 on retail spends
- 1 point per ₹100 on utility and insurance spends
- BookMyShow offers
- Fuel waivers
- Milestone rewards
- Personal accident insurance
- 24/7 concierge services
02
Fees and renewal
- Joining
- ₹500 + GST
- Annual
- ₹500 + GST
- Waiver
- Spend over ₹1.5 lakh and get annual fee waived off for the next year
03
Published eligibility
- Income
- ₹20,000 monthly for salaried individuals, ₹2,40,000 annual for self-employed
- Age
- 21-65 years
- Employment
- Salaried or Self-employed
04
Four lines to check before you apply
- The joining fee, annual fee, GST and the exact annual-fee waiver rule.
- The reward value after redemption—not just the number of points earned.
- Monthly caps, excluded merchant categories and whether UPI transactions qualify.
- Your eligibility, the final application offer and the issuer’s current terms.