What's in it for me?
A clean view of the terms worth comparing.
Earn Points on every ₹200 spend
01
Rewards and useful benefits
Earn Points on every ₹200 spend
- 6 Reward Points on Retail Spend
- Max 1,000 Reward Points per category per statement cycle for Grocery, Utilities, and Education
- Max 5,000 Reward Points per category per statement cycle for Insurance payments
- Taj Epicure Membership
- EazyDiner Prime Membership
- Unlimited Golf rounds
- 24x7 concierge service
- Air Accident Insurance cover of ₹3 crore
- Fuel surcharge waiver of 1%
02
Fees and renewal
- Joining
- ₹12,499 + GST
- Annual
- ₹12,499 + GST
- Waiver
- Spend over ₹10 lakh and get your annual fee waived for the next year
03
Published eligibility
- Income
- By invitation only, please get in touch with your Relationship Manager
- Age
- 21-65 years
04
Four lines to check before you apply
- The joining fee, annual fee, GST and the exact annual-fee waiver rule.
- The reward value after redemption—not just the number of points earned.
- Monthly caps, excluded merchant categories and whether UPI transactions qualify.
- Your eligibility, the final application offer and the issuer’s current terms.