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SBI Card ELITE

SBI Card ELITE by SBI Card: current issuer links and the product terms that matter before you apply.

Official issuer source linkedNumbers appear only when the source supports them

Illustrative card face used consistently across the catalogue.

What's in it for me?

A clean view of the terms worth comparing.

Earn up to 50,000 Bonus Reward Points worth Rs. 12,500/ year

01

Rewards and useful benefits

Earn up to 50,000 Bonus Reward Points worth Rs. 12,500/ year

  • 5X Reward Points on dining, departmental stores and grocery spends
  • 2 Reward Points per Rs. 100 on all other spends, except fuel
  • Welcome e-Gift Voucher worth Rs. 5,000
  • Free movie tickets worth Rs. 6,000
  • Up to 50,000 Bonus Reward Points worth Rs. 12,500
  • Complimentary membership to the Priority Pass Program worth $99
  • 1% Fuel Surcharge Waiver across all petrol pumps
02

Fees and renewal

Joining
₹4,999 + GST
Annual
₹4,999 + GST
Waiver
Nil
03

Published eligibility

Income
N/A
Age
N/A
Employment
N/A
04

Four lines to check before you apply

  • The joining fee, annual fee, GST and the exact annual-fee waiver rule.
  • The reward value after redemption—not just the number of points earned.
  • Monthly caps, excluded merchant categories and whether UPI transactions qualify.
  • Your eligibility, the final application offer and the issuer’s current terms.

Before you apply

Open the live issuer terms.

Match the card name, fees and joining offer on the application screen with this guide. If any number differs, the issuer's live application terms are the ones that apply.

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