What's in it for me?
A clean view of the terms worth comparing.
Earn 10X Reward Points on online spends
01
Rewards and useful benefits
Earn 10X Reward Points on online spends
- 10X Reward Points on online spends
- 5X Reward Points on other online spends
- 1 Reward Point per Rs. 100 on all other spends
- 10X Reward Points on online spends
- Complimentary Priority Pass Membership
- Rs. 2,000 e-Vouchers on annual Online Spends of Rs. 1 Lakh and Rs. 2 Lakhs
- 1% Fuel Surcharge Waiver
- Annual Fee reversal on annual spends of 1 Lakh or more
02
Fees and renewal
- Joining
- ₹499 + GST
- Annual
- ₹499 + GST
- Waiver
- Renewal Fee is reversed if annual spends for last year >= Rs. 1,00,000.
04
Four lines to check before you apply
- The joining fee, annual fee, GST and the exact annual-fee waiver rule.
- The reward value after redemption—not just the number of points earned.
- Monthly caps, excluded merchant categories and whether UPI transactions qualify.
- Your eligibility, the final application offer and the issuer’s current terms.