What's in it for me?
A clean view of the terms worth comparing.
10X Reward Points on Dining, Movies, Grocery and Departmental Stores
01
Rewards and useful benefits
10X Reward Points on Dining, Movies, Grocery and Departmental Stores
- 10X Reward Points per Rs. 150 spent on dining
- 10X Reward Points per Rs. 150 spent on movies
- 10X Reward Points per Rs. 150 spent on grocery
- 1 Reward Point per Rs. 150 spent on all other spends
- 2,000 Bonus Reward Points worth Rs. 500
- 1% Fuel Surcharge Waiver
- Spend Based Reversal on annual spends of Rs. 1 lakh
02
Fees and renewal
- Joining
- ₹499 + GST
- Annual
- ₹499 + GST
- Waiver
- Renewal fee is reversed if annual spends for last year >= Rs. 1,00,000.
04
Four lines to check before you apply
- The joining fee, annual fee, GST and the exact annual-fee waiver rule.
- The reward value after redemption—not just the number of points earned.
- Monthly caps, excluded merchant categories and whether UPI transactions qualify.
- Your eligibility, the final application offer and the issuer’s current terms.