Third-party · Wallet
Amazon Pay
UPI plus Amazon wallet. Useful when the payment is an Amazon order or a partner checkout. Market share cited around 0.6% in early 2025.
Install and signup
How to start using Amazon Pay
Use the checked provider route above, not an APK sent over chat. The ordinary bank-account UPI setup takes four steps.
- Open the official install or signup link and verify the app developer.
- Register with the mobile number linked to your bank account.
- Select the bank, allow the verification SMS, and choose the account.
- Create or confirm the UPI PIN. Never enter the PIN to receive money.
The questions
What Amazon Pay can keep in one transaction trail.
Yes means that payment is supported. The goal is to keep most UPI payments easy to check later: status, reference ID, reversal and dispute path. Cashback is shown only as context.
| Payment | Supported | Reward note |
|---|---|---|
| Paying a shop | Yes | — |
| Mobile recharge | Yes | — |
| Credit card bill | Not checked | — |
| Utility bills | Yes | — |
| FASTag | Not checked | — |
| Sending money to a person | Yes | — |
| RuPay credit card on UPI | Not checked | — |
Mobile recharge is supported. That coverage matters more than whether a temporary cashback rate is published.
PSP bank on file: Axis Bank, Yes Bank, RBL Bank. That helps identify the payment route; it is not a reason to chase rewards.
Quoted from the source
It ranks 8th in the UPI market share with about 0.6% as of early 2025.
cashfree.comAmazon Pay appears in the current NPCI TPAP source checked on 4 October 2026.
npci.org.in
Questions people ask
Amazon Pay FAQs
What is Amazon Pay?
UPI plus Amazon wallet. Useful when the payment is an Amazon order or a partner checkout. Market share cited around 0.6% in early 2025.
Is Amazon Pay an NPCI-listed UPI app?
Yes. NPCI listed Amazon in its UPI PPI applications roster when checked on 4 October 2026.
How do I install and sign up for Amazon Pay?
Open the official install or signup link on this page, verify the developer name, register with the mobile number linked to your bank, select the bank account, and create or confirm the UPI PIN. Never enter a UPI PIN merely to receive money.
Does Amazon Pay need a bank account?
Amazon Pay is listed as a PPI or wallet app. A wallet-funded payment may not need a linked bank account, while ordinary bank-account UPI does. Check the live onboarding screen for the exact route available to you.
Which banks and UPI handles does Amazon Pay use?
The PSP bank or banks on file are Axis Bank, Yes Bank, RBL Bank. Handles on file include @rapl, @apl, @yapl, @amazonpay.
Does Amazon Pay give cashback or rewards?
No stable cashback rate is verified for Amazon Pay. Any scratch card, coupon, coin or campaign shown in the app can change and should not be treated as a guaranteed return on every UPI payment. Pick Amazon Pay only if it is convenient for the payments you actually make.
Does Amazon Pay charge for UPI payments?
No app-use fee is verified in this record. Ordinary bank-account UPI payments are usually free to the customer, but card bills, wallet loading, credit products and other services can have separate fees. Check the confirmation screen before paying.
What is the daily UPI limit on Amazon Pay?
There is no single verified Amazon Pay limit in this record. The effective limit can depend on your bank, transaction type, beneficiary cooling period and the app's risk controls. Your bank and the live payment screen are the final sources.
Should I use Amazon Pay only for rewards?
No. Use Amazon Pay if it makes everyday UPI easier to check later: merchant payments, transfers, bills, recharges, bookings, transaction history, UPI reference IDs, reversals and support. UPI rewards are usually temporary and capped. For rewards and cashback, credit cards are normally the better product.
Is Amazon Pay safe?
Amazon Pay should be installed only from the official link or a verified app-store listing. Check the developer, never share an OTP or UPI PIN, and remember that a UPI PIN authorises money leaving your account—it is not needed to receive money.
What should I do if a Amazon Pay payment fails but money is deducted?
Do not pay again immediately. Open the transaction, save the UPI reference, amount and time, check the bank account for a reversal, and raise a complaint inside Amazon Pay if it does not reverse within the stated period. You can also use NPCI's official UPI Help service.