Bank app
Freecharge
Freecharge appears in a current UPI-app comparison but not in the NPCI TPAP or PPI rows captured for this refresh. Verify the provider and live availability before installing it.
Install and signup
How to start using Freecharge
Use the checked provider route above, not an APK sent over chat. The ordinary bank-account UPI setup takes four steps.
- Open the official install or signup link and verify the app developer.
- Register with the mobile number linked to your bank account.
- Select the bank, allow the verification SMS, and choose the account.
- Create or confirm the UPI PIN. Never enter the PIN to receive money.
The questions
What Freecharge can keep in one transaction trail.
Yes means that payment is supported. The goal is to keep most UPI payments easy to check later: status, reference ID, reversal and dispute path. Cashback is shown only as context.
| Payment | Supported | Reward note |
|---|---|---|
| Paying a shop | Not checked | — |
| Mobile recharge | Not checked | — |
| Credit card bill | Not checked | — |
| Utility bills | Not checked | — |
| FASTag | Not checked | — |
| Sending money to a person | Not checked | — |
| RuPay credit card on UPI | Not checked | — |
None of these payments have been checked yet, so this page does not invent a rate from the app’s listing.
PSP bank on file: Axis Bank. That helps identify the payment route; it is not a reason to chase rewards.
Quoted from the source
Freecharge appears in the current secondary comparison source checked on 4 October 2026.
cashfree.com
Questions people ask
Freecharge FAQs
What is Freecharge?
Freecharge appears in a current UPI-app comparison but not in the NPCI TPAP or PPI rows captured for this refresh. Verify the provider and live availability before installing it.
Is Freecharge an NPCI-listed UPI app?
This page does not claim a current NPCI roster match for Freecharge. Use the official provider link and verify the developer name in the app store before installing it.
How do I install and sign up for Freecharge?
Open the official install or signup link on this page, verify the developer name, register with the mobile number linked to your bank, select the bank account, and create or confirm the UPI PIN. Never enter a UPI PIN merely to receive money.
Does Freecharge need a bank account?
Ordinary UPI registration normally needs an Indian bank account and the mobile number registered with that bank. This catalogue has not verified a bank-free route for Freecharge.
Which banks and UPI handles does Freecharge use?
The PSP bank or banks on file are Axis Bank. Handles on file include @freecharge.
Does Freecharge give cashback or rewards?
No stable cashback rate is verified for Freecharge. Any scratch card, coupon, coin or campaign shown in the app can change and should not be treated as a guaranteed return on every UPI payment. Pick Freecharge only if it is convenient for the payments you actually make.
Does Freecharge charge for UPI payments?
No app-use fee is verified in this record. Ordinary bank-account UPI payments are usually free to the customer, but card bills, wallet loading, credit products and other services can have separate fees. Check the confirmation screen before paying.
What is the daily UPI limit on Freecharge?
There is no single verified Freecharge limit in this record. The effective limit can depend on your bank, transaction type, beneficiary cooling period and the app's risk controls. Your bank and the live payment screen are the final sources.
Should I use Freecharge only for rewards?
No. Use Freecharge if it makes everyday UPI easier to check later: merchant payments, transfers, bills, recharges, bookings, transaction history, UPI reference IDs, reversals and support. UPI rewards are usually temporary and capped. For rewards and cashback, credit cards are normally the better product.
Is Freecharge safe?
Freecharge should be installed only from the official link or a verified app-store listing. Check the developer, never share an OTP or UPI PIN, and remember that a UPI PIN authorises money leaving your account—it is not needed to receive money.
What should I do if a Freecharge payment fails but money is deducted?
Do not pay again immediately. Open the transaction, save the UPI reference, amount and time, check the bank account for a reversal, and raise a complaint inside Freecharge if it does not reverse within the stated period. You can also use NPCI's official UPI Help service.