What's in it for me?
A clean view of the terms worth comparing.
Earn rewards on various spends and redeem for travel and partners.
01
Rewards and useful benefits
Earn rewards on various spends and redeem for travel and partners.
- 12 EDGE Reward points per ₹200 on spends up to ₹1.50 Lakhs
- 35 EDGE Reward points per ₹200 on incremental spends above ₹1.50 Lakhs
- 5X Reward points on spends via Travel EDGE
- 2 partner miles for every 5 EDGE Reward points
- Exclusive offer at The Leela Palace Hotels & Resorts - 15% savings.
- Lowered interest rate of 3% on extended credit.
- Reduced mark-up fee of 2% on foreign transactions.
- No cash withdrawal fees.
- Fuel surcharge waiver of 1% for transactions.
02
Fees and renewal
- Annual
- ₹12,500 + GST
- Waiver
- Annual fee waived on spend of ₹25 Lakhs in preceding year.
03
Published eligibility
- Income
- Net Salary of ₹24 lakhs per annum.
- Age
- Primary cardholder should be between the age of 18-70 years.
- Employment
- Resident of India.
04
Four lines to check before you apply
- The joining fee, annual fee, GST and the exact annual-fee waiver rule.
- The reward value after redemption—not just the number of points earned.
- Monthly caps, excluded merchant categories and whether UPI transactions qualify.
- Your eligibility, the final application offer and the issuer’s current terms.