Third-party
super.money
Cashback-first merchant UPI app. Official headline is up to 5% on merchant transactions, not a flat 5% on person-to-person transfers. Yes Bank is the stated PSP.
Install and signup
How to start using super.money
Use the checked provider route above, not an APK sent over chat. The ordinary bank-account UPI setup takes four steps.
- Open the official install or signup link and verify the app developer.
- Register with the mobile number linked to your bank account.
- Select the bank, allow the verification SMS, and choose the account.
- Create or confirm the UPI PIN. Never enter the PIN to receive money.
The questions
What super.money can keep in one transaction trail.
Yes means that payment is supported. The goal is to keep most UPI payments easy to check later: status, reference ID, reversal and dispute path. Cashback is shown only as context.
| Payment | Supported | Reward note |
|---|---|---|
| Paying a shop | Yes | Up to 5% on every merchant UPI transaction |
| Mobile recharge | Not checked | — |
| Credit card bill | Not checked | — |
| Utility bills | Not checked | — |
| FASTag | Not checked | — |
| Sending money to a person | Yes | — |
| RuPay credit card on UPI | Yes | — |
The published reward is for paying a shop. Sending money to a person is separate, and no rate is on file for that transfer. Do not treat it as a universal UPI return.
PSP bank on file: Yes Bank. That helps identify the payment route; it is not a reason to chase rewards.
Quoted from the source
Up to 5% cashback on every merchant UPI transaction.
super.moneyWe’ve also partnered with Yes Bank, an RBI-recognized bank, for our UPI services.
super.moneysuper.money is completely free and we will never ask you to pay anything to set up a super.money account or to use super.money to send money to people, merchants or bank accounts.
super.moneysuperCard: Enjoy the convenience of credit with the speed of UPI, and get assured cashback every time you scan.
super.moneysuper.money appears in the current NPCI TPAP source checked on 4 October 2026.
npci.org.in
Questions people ask
super.money FAQs
What is super.money?
Cashback-first merchant UPI app. Official headline is up to 5% on merchant transactions, not a flat 5% on person-to-person transfers. Yes Bank is the stated PSP.
Is super.money an NPCI-listed UPI app?
Yes. NPCI listed super.money in its UPI third-party applications roster when checked on 4 October 2026.
How do I install and sign up for super.money?
Open the official install or signup link on this page, verify the developer name, register with the mobile number linked to your bank, select the bank account, and create or confirm the UPI PIN. Never enter a UPI PIN merely to receive money.
Does super.money need a bank account?
Yes. The product information on file says a linked bank account is required for super.money.
Which banks and UPI handles does super.money use?
The PSP bank or banks on file are Yes Bank. Handles on file include @superyes.
Does super.money give cashback or rewards?
Up to 5% on every merchant UPI transaction. No complete cap is on file, so read the live offer terms before counting the reward. Treat this as a bonus, not the main reason to use super.money. For meaningful rewards and cashback, compare credit cards instead.
Does super.money charge for UPI payments?
Free to create an account and send money, per the official FAQ.
What is the daily UPI limit on super.money?
There is no single verified super.money limit in this record. The effective limit can depend on your bank, transaction type, beneficiary cooling period and the app's risk controls. Your bank and the live payment screen are the final sources.
Should I use super.money only for rewards?
No. Use super.money if it makes everyday UPI easier to check later: merchant payments, transfers, bills, recharges, bookings, transaction history, UPI reference IDs, reversals and support. UPI rewards are usually temporary and capped. For rewards and cashback, credit cards are normally the better product.
Is super.money safe?
super.money should be installed only from the official link or a verified app-store listing. Check the developer, never share an OTP or UPI PIN, and remember that a UPI PIN authorises money leaving your account—it is not needed to receive money.
What should I do if a super.money payment fails but money is deducted?
Do not pay again immediately. Open the transaction, save the UPI reference, amount and time, check the bank account for a reversal, and raise a complaint inside super.money if it does not reverse within the stated period. You can also use NPCI's official UPI Help service.